Rent to Own a Home in Alberta

Say Hello To The Easiest Way To Mortgage — Expert Advice and Your Best Rates for Unparalleled Savings.

Start Fresh, Dream Big.

Start the program with as little as 2% down and build up your savings one month at a time until you're ready to buy within 3 years.

Buy A Home with 2% down

Apply Online

Find out your eligibility and home budget - it's free & won’t impact your credit!

Apply for rent to own in Alberta

Get Full Approval

Submit documents to verify your application & get fully approved with a home shopping budget.

Home Search

Find Your Dream Home

You pick the perfect home you would like to purchase.

Lender buys the home

Lender Buys The Home

The lender buys the home & pays for closing costs including land transfer tax (if applicable) & lawyers fees.

Move In and Save Up

Move In & Save Up

Rent your dream home and start saving more of your down payment every month. Your payments report back to your credit bureau helping to improve your credit score with each payment made.

Buy your home

Buy Your Home

When you're mortgage-ready, buy back the home. Your future buyback price is guaranteed from the start, no surprises!

Get Started Today

Start your path to home ownership in Alberta by using our quick and easy online form.


How Our Program Is Different

Quality Rental Homes You Can Own
Our lender partner expands home ownership options by converting for-sale homes into rent-to-own properties. Explore your future home now, with the option to purchase later.

New Beginnings
For newcomers without local credit history, this program offers a welcoming path to home ownership, focusing on your potential beyond credit scores.

Guaranteed Stability
With Requity, say goodbye to rental uncertainty. Our program provides stability, ensuring your home won't be sold suddenly or lease terminated unexpectedly.

Building Beyond Fair Credit
With our lender partner, a fair credit score is just the beginning. Our program fosters financial improvement alongside stable housing, guiding you towards better credit and home ownership readiness.

Income Flexibility
This program supports self-employed and gig workers on their home ownership journey, without strict income history requirements. Your employment type won't hinder your path to owning a home.

Alberta Rent To Own Qualifying Requirements
Top Alberta Mortgages

Borrower  Requirements

• Household income of at least $70,000 / year
• Credit score of at least 500
• Current savings from as low as 2% of the initial home price
• No unpaid collections
• Not in an active consumer proposal or bankruptcy
• Income-to-debt ratio not more than 50%

Mortgage Process Made Easy

Home Requirements

Move In Ready - Freehold Homes
• Habitable (It can’t be a fixer-upper)
• Price must be between $150k-600k
• No condos/apartments
• No rural properties
• On municipal water and sewage

Located in cities with 50k or more population: Calgary, Edmonton, Red Deer, Lethbridge, Airdrie, Grande Prairie, Fort McMurray, Medicine Hat.

Your Home Ownership Begins Here