Mortgages Reimagined: Our Process
Say Hello To Mortgage Lending Made Easy — Rated 5/5 Stars By Our Clients!
OUR PROCESS
we're dedicated to revolutionizing the mortgage process. We know that traditional mortgages can be a daunting experience, filled with stress and confusion. But with us, it's a different story. We're committed to providing a streamlined and transparent mortgage experience that's stress-free, from start to finish.
Step 1
APPLICATION
Let's get the ball rolling with our quick and simple online application. We know that time is of the essence, so we gather as much information as possible upfront. By doing so, we give ourselves a major head start, allowing us to fly through the process.
We have a high level of respect for our clients and want you to have an amazing mortgage experience! This means that before moving forward, we'll take a good look to make sure we're the right fit for you, with your mortgage goals in mind.
Step 2
DISCOVERY CALL
Now that your application is complete and we're confident that we'll be a great fit for your needs, it's time for some real talk.
We'll deep dive into your mortgage goals, explore any questions you might have, and outline the road ahead. It's our chance to truly connect.
We believe in making genuine connections and understanding your unique needs. The Discovery Call is the foundation of our relationship, which will allow us to serve you better through the upcoming steps. It's not just about crunching numbers.
We'll then send you a tailored list of documents that will be needed to complete your pre-approval / mortgage application.
Step 3
WE FIND THE RIGHT STRATEGY
Once we've received your application and documents, we'll get to work to find the right strategy for you. This significant step is where we tailor your personalized mortgage plan, focusing on your financial profile and home ownership goals.
Once we have your personal strategy prepared, we'll come back together to review your potential mortgage scenario, including rate, amortization, term, closing costs, and monthly payments. We also develop a comprehensive budget plan that fits your lifestyle and future financial goals. We'll identify any potential challenges and adjust the strategy to ensure it's perfectly tailored for you.
Following the creation of your mortgage strategy and budget, we proceed with your Rate Guarantee. Leveraging our extensive network of lenders, our focus is to secure the best rate possible, tailored to your situation. This guaranteed rate provides you the confidence to proceed, knowing you have locked in the most favourable terms.
By the end of this step, you'll have a well-defined mortgage strategy, a structured budget, and a guaranteed rate - all part of our commitment to delivering a white glove concierge service. With these tools at your disposal, you are perfectly poised to navigate your home ownership journey with absolute certainty and peace of mind.
Step 4
YOU GOT THIS
Armed with your personalized mortgage strategy, structured budget, and guaranteed rate, you're now ready to confidently explore the housing market for your dream home. Once you've found "the one," we'll take care of submitting your application for final approval.
Throughout this journey, we promise to keep you informed, providing regular updates to ensure you're always in the know. We understand that approaching the closing table can be a daunting prospect, but our white glove concierge service and attention to detail ensure that it transforms into a smooth, exciting, and enjoyable experience.
So, get ready to savour the moment as you receive the keys to your new home. At Hello Mortgage, we're committed to making your dreams a reality. Contact us today to learn more about how we can help you achieve your financial goals.